Yearly Archives: 2020


Beginner’s Guide to Meditation


Taking 10 minutes to do ‘nothing’ may seem like a luxury you can't afford. But it's essential when it comes to maintaining one of your greatest assets: your mind. The terms ‘meditation’ and ‘mindfulness’ might seem a bit hocus pocus but you've got to admit: we could all use some strategies to chill out from time to time.After all, your mental health is an imperative part of your overall health and influences your risk of developing illnesses such as heart disease, according to Beyond Blue and the Heart Foundation of Australia1.So here's a no fuss, research backed introduction to meditation.Redefining [...]

Beginner’s Guide to Meditation2020-11-06T09:08:24+00:00

Will I have enough savings to Retire?


As you grow older you will be presented with many challenges, but this should not apply to your retirement income. Below we discuss retirement income and what you need to know to keep you on track to the retirement you desire. You've spent the majority of your adult life working hard and looking forward to a worry free retirement. But there is a lot that goes in to preparing for retirement and ensuring that you are able to enjoy the retirement you imagined. It's very common for the retirement conversations to center around:Will I have enough.What are the risks to my [...]

Will I have enough savings to Retire?2020-11-06T09:11:10+00:00

Refinancing a Home Loan


Can I refinance my home loan? When is a good time? Can I consolidate my debts? These are some common questions we are receiving from our clients.With interest rates at record low and households looking to reduce their costs, many people have been speaking to us about reviewing their home loans.In fact, there was a “Record high home loans refinanced in May” this year according to Money Management1 jumping from $12 billion in April 2020 to $15 billion in May 2020.What is refinancingRefinancing is finding a home loan or mortgage which suits your current financial situation. Often people take out [...]

Refinancing a Home Loan2020-11-06T09:42:45+00:00

Refinancing Tips and Traps


With the current interest rates at record lows there is a lot of discussion about refinancing. Lets have a look at the benefits and disadvantages to refinancing. What is Refinancing? Refinancing involves replacing your current home loan, investment loans or debts with a new debt. Its a strategy that people use to: Save interest on their current debt Borrow more money for renovating Secure better terms or features on their new debt However, there are costs involved in refinancing and therefore its important to explore all elements of refinancing before deciding if it is beneficial. It's not only about [...]

Refinancing Tips and Traps2020-08-21T05:23:10+00:00

Coronavirus – Questions Answered


So with so many changes happening in the world at the moment, we thought we would take the time to answer some of the common questions we are getting at the moment. Please note that the information below is general in nature and does not take in to account your personal circumstances. Please do not hesitate in contacting us if you would like to review your situation or have any questions. Centrelink I've lost my job, what should I do? Contact Centrelink as they will be able to assess your situation and determine what payments you may be eligible [...]

Coronavirus – Questions Answered2020-08-21T05:26:16+00:00

Market Update and Coronavirus


Firstly, the Coronavirus is causing massive disruption throughout the world and we would like to say that we hope that you, your family and friends are safe and stay safe during this incredibly difficult time. Your health and the health of your family and friends is the most important thing during this time. However, markets are feeling the effects of Coronavirus and responding with extreme volatility. Short term ups and downs can be unsettling, but history shows that markets stabilise and recover. If you’re considering switching your investment options or withdrawing super in cash, it’s important to keep in mind [...]

Market Update and Coronavirus2020-08-21T05:22:24+00:00
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